Choosing the right type of asset finance can be tricky!
At Equity Portfolio Finance we have the experience in asset finance and hold relationships with banks who offer finance to business this area of lending, allowing us to get the ideal loan result for our clients.
Whether you’re looking to purchase commercial vehicles, earth-moving and construction equipment, medical equipment, mining vehicles or other equipment, Equity Portfolio Finance can help you.
There are a range of different options:
Commercial Hire Purchase
A Commercial hire purchase is another popular option for businesses. It allows you to hire and use the asset until the last payment. Once the final instalment is paid, the title of the asset is transferred to you. You can also tailor payment options, including the loan period and final balloon payment.
Are you looking to include a vehicle in your salary packages? A novated lease can help you and your employee. This finance option means the financer will own the asset, while a business owner and employee sign a novation agreement to share the responsibilities of the loan.
Chattel mortgages are a popular finance solution for many. It is where you own the asset from the outset and your loan agreement is secured by the asset. A chattel mortgage also gives you the freedom to tailor your loan payments by choosing the term — typically up to five years.
How Equity Portfolio Finance can help
If you don’t see an asset listed on our website, we may still be able to help you. At Equity Portfolio Finance we have access to hundreds of loan products from over 40 different lenders, including major banks, smaller banks and credit unions allowing us to find you a loan no matter your situation.
If you’re interested in Asset Finance or need help with your finances, contact our team today on 0421 996 796 or fill out the enquiry form and a member of our team will be in contact.