Commercial Loans

When it comes to commercial loans, we understand the importance of having a loan package that’s perfectly suited to your needs. Regardless of the size or structure of your business—whether you’re an individual or part of a partnership— we can compare various options to find the right fit to help you succeed. The overall process is somewhat similar to residential lending, requiring you to demonstrate basics like a deposit and your ability to repay the loan. However, it does get more complex as you delve deeper. With years of experience in commercial lending, we can leverage my expertise to help you reach your goals by comparing offerings from over 50 lenders to find the best match. Our knowledge will help streamline the process, making it as stress-free as possible to find the ideal solution.

Residential and Commercial Loans – The Key Differences:

• Commercial properties often face longer vacancy periods compared to residential properties.

• In commercial properties, the lessee is responsible for costs related to maintenance, rates, and repairs, which means the property owner typically sees more profit. In residential situations, these costs are borne by the landlord.

• Residential leases generally last between 6-12 months, whereas commercial leases can extend for much longer periods.

• Purchasing a commercial property involves paying GST (Goods and Services Tax), which can increase the property’s cost by 10%.

Whether you’re looking to purchase a commercial property or simply want more information, get in touch with us today by filling out the online application form. We will get back to you shortly.